Please review our Terms and Conditions carefully.

By participating in the SMS campaign (“Campaign”) offered through www.jcharlesinsurance.com (“Website” or “We”), you (“Participant” or “You”) agree to the following terms and conditions. If you do not agree to these terms, do not participate in the Campaign.

By submitting your phone number, you consent to receive SMS notifications, appointment reminders, follow up messages, and important notifications from J. Charles Insurance LLC. Message frequency may vary. Standard message and data rates may apply. Reply ‘STOP’ to unsubscribe. Text ‘HELP’ for assistance. Please call us at 405 928 444 or email us at  for support.

1. Eligibility

To participate in the Campaign, you must:

• Be at least 18 years of age.
• Be a resident of the United States.
• Have a valid mobile phone number that can receive SMS messages.

2. Campaign Participation

• By opting in, you consent to receive SMS messages from us related to the Campaign, including promotional messages, offers, reminders, or other content.
• Participation in the Campaign may require you to take specific actions, such as providing your mobile number or replying to a keyword.

3. Opting In and Opting Out

• To opt into the SMS campaign, you may be asked to text a specific keyword to a shortcode number or provide your number on the Website.
• You may opt out at any time by texting “STOP” to the shortcode number you received messages from, or following any other instructions provided in the SMS communication.
• You will receive a confirmation of your opt-out request.

4. Consent to Receive Messages

By opting in, you acknowledge and consent to receiving SMS messages from www.jcharlesinsurance.com and agree to the following:

• You are responsible for the mobile phone number you provide.
• Message frequency may vary, and you will be informed about any changes to the message frequency.
• Standard message and data rates may apply, depending on your mobile service provider.

5. Privacy

We respect your privacy. Your phone number will be used solely for the purposes of this Campaign and will not be shared with third parties for marketing purposes, except where required by law. For more information, please refer to our Privacy Policy.

6. No Purchase Necessary

Participation in the SMS Campaign is free, and no purchase is required to participate or win any associated prize (if applicable).

7. Changes to the Terms and Conditions

We reserve the right to modify or update these Terms and Conditions at any time. Any changes will be communicated via SMS, and the updated terms will be posted on the Website.

8. Limitation of Liability

To the fullest extent permitted by law, www.jcharlesinsurance.com is not responsible for:

• Any errors or technical issues that may arise during the Campaign, including SMS transmission issues.
• Any damages or losses arising from participation in the Campaign.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Oklahoma. Any disputes relating to these Terms and Conditions will be subject to the exclusive jurisdiction of the courts in Oklahoma.

10. Contact Information

If you have any questions or concerns about the SMS Campaign, please contact us at:

• Email:
• Phone: 405-928-4441
• Website: www.jcharlesinsurance.com

By participating in this Campaign, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.